Dat Nguyen, Hurst Lending partner

Football is Hard.

Getting a Texas Cash Out Loan Shouldn't Be

Dat Nguyen
Hurst Lending Partner
Former Pro Football Player and Coach

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Home: Texas Cash Out Refinance2020-03-04T16:28:40+00:00

Texas Cash Out Loans – From Your Texas Lender!

Many large lenders don’t offer cash out refi’s in Texas. Texas-Cash-Out.com and our parent Hurst Lending are Texas lenders. We specialize in Texas cash out refinance loans and we understand the relevant Texas laws. Don’t let an out of state lender tell you what you can or can’t do – trust a local specialist.

Texas Cash Out Refinance (primary residence)

  • Take money out of your home equity
  • Lower your mortgage rate
  • Buy a new car or investment property
  • Consolidate your bills & lower your interest rate on your debts
  • Down to 500 credit score

Texas Jumbo Cash Out Refinance

  • Access your home equity
  • Lower your mortgage rate
  • Buy a new car or investment property
  • Consolidate bills & reduce consumer debt

Cash-Out Rental Property Loans

Let us help you refinance your rental property and take out cash.
cash out refinance concept image
Contact Us

New Home Loans

We offer a wide range of traditional 1-4 Family Loans.
mortgages for estate homes
Contact Us

Sale Leaseback

Access your equity by selling your home and leasing it back (even if you don't qualify for a cash-out loan).

Learn More

Cash Out Apartment Loans

35 Year Non-Recourse Cash Out Refinance
financing for apartment building investors
Learn More

Questions? We’d be happy to discuss your options. Contact us!

Why Choose Us?

Outstanding Customer Satisfaction

Closed on our first home his morning and the process went great. Jay and his team do an outstanding job with communication and explaining everything along the way. For a first time buyer, they do a great job with every single step in the process.
Texags Forum
Hurst got me a great deal. I bought a new home so initially I dealt with the builder’s “preferred lender.” I told my builder’s “preferred lender” what Hurst’s offer was and he stated “sounds too good to be true, you sure he has everything included in his gfe?” Well, it was true and I couldn’t be happier!
He beat our builder’s lender’s offer, was a whole lot easier and nicer to work with, answered our questions, and we closed on time. AND we got to work with Aggies all around.
We closed on our house with Jay in November. He did a great job for us as well. We had a few issues that were out of the ordinary, and he helped us get through underwriting on time and close on the original date.
TexAgs Forum

Repeat & Referred Business


Successfully Closed Loans/Year

Industry Awards

Top 1% Loan Producers in the U.S.

aggie1002012 & 2013

Family Owned. Texas Proud.

Still A Family Business

Founded by Jay Hurst and Scott Bialek, Hurst Lending & Insurance – and its divisions, such as texas-cash-out.hurstlending.com – is still managed by Jay, Scott and their families. While the mortgage industry is known for high turnover rates, Hurst Lending is recognized for providing consistent, personal service to our customers. That’s why more than 70% of our mortgage and insurance business is from repeat or referred customers!

Jay Hurst & Family

Jay Hurst & Family

Scott Bialek & Family

Scott Bialek & Family

Not Just Lenders. Problem Solvers.

We are real estate investors too, so we really understand your needs and concerns. We have special loan products and insurance offerings to help residential real estate investors profitably build a portfolio while managing their risk.  Plenty of lenders offer a good rate on a conventional loan.  We can too – in fact, our rates are some of the best around.

The difference? Hurst Lending also finds ways to make the deal work when your mortgage needs are outside the “conventional loan” box.

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 Texas Aggie Heritage


Hurst Lending has been named twice among the 100 fastest-growing Aggie companies.

Hurst Lending and texas-cash-out.hurstlending.com are proud to be a part of the Texas A&M community.  Co-founder Jay Hurst (’00), investor Dat Nguyen (’98), senior manager of loan processing Sonja Zadel (’93) and several other employees and investors have degrees from Texas A&M.

Out of a desire to serve the Texas A&M community, Hurst Lending & Insurance created a division called AgsReward, which offers an Aggie Realtor Referral program, apartment loans, and other mortgage and insurance offers particularly relevant to the Aggie family. AgsReward is a sponsor and active participant on the Real Estate Forum on TexAgs.com.

Hurst Lending is also very proud that we have twice been  recognized on the Aggie 100 list of fastest-growing Aggie-owned companies.

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